When can I enroll in Medicare?

Your Initial Enrollment Period is the 7 months around your 65th birthday: the 3 months before your birthday month, your birthday month, and the 3 months after. There are also annual enrollment windows and special enrollment periods for qualifying events.

Does it cost anything to get help comparing Medicare plans?

No. Licensed agents are paid by the insurance carrier you choose, and that compensation does not change your premium.

Medicare

Medicare Health Insurance

Turning 65, new to Medicare, or reviewing your current plan? A licensed professional will walk you through Medicare Advantage, Medicare Supplement, and Part D options for your ZIP code, with no cost and no pressure.

Get Medicare help →Advantage vs. Supplement guide

Under 65? See Under 65 Health Insurance →

Important: We do not offer every plan available in your area. Currently we represent [Insert number of organizations] organizations which offer [Insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Your options

Three ways Medicare coverage comes together

Medicare Advantage (Part C)

All-in-one plans that replace Original Medicare, often with drug coverage, dental, and vision extras. Networks and benefits vary by county.

Medicare Supplement (Medigap)

Works alongside Original Medicare and helps pay deductibles, copays, and coinsurance. See almost any doctor who accepts Medicare.

Part D (Prescriptions)

Standalone drug plans that pair with Original Medicare or a Supplement. The right plan depends on your exact prescription list.

Timing matters

When you can enroll

Turning 65

Your Initial Enrollment Period runs 7 months: 3 months before your birthday month, your birthday month, and 3 months after.

Annual Enrollment

October 15 to December 7 each year. Review, switch, or drop Advantage and Part D plans for the following January.

Special situations

Moving, losing employer coverage, and certain other events open a Special Enrollment Period. Ask us and we will check your dates.

Get personal Medicare help

Tell us a little about your situation and a licensed professional will prepare your options. Online Medicare quoting is coming to this page soon.

First name

Last name

ZIP code

When do you turn 65?

Phone

What are you interested in?

By submitting this request, I understand that Insure Instant Quote Services is a marketing platform operated by Insure Instant Quote LLC and that I may be contacted by a licensed insurance professional by email, phone, or text message. Submission of this form does not obligate me to purchase insurance.

We do not offer every plan available in your area. Currently we represent [Insert number of organizations] organizations which offer [Insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Good to know

Common questions

What is the difference between Medicare Advantage and a Supplement?

Medicare Advantage (Part C) replaces Original Medicare with an all-in-one plan that often includes drug coverage and extras, usually with a network. A Medicare Supplement (Medigap) works alongside Original Medicare and helps pay what it does not cover, with broad doctor access. The right fit depends on your doctors, prescriptions, budget, and travel habits.

Does help from a licensed agent cost me anything?

No. Agents are paid by the carrier you choose, and that compensation does not change your premium.

Can I keep my doctors?

With a Supplement, you can see almost any doctor who accepts Medicare. With Advantage plans, doctors need to be in the plan network, so we always confirm your doctors and prescriptions before recommending anything.

What should I have ready when we talk?

Your ZIP code, your Medicare card if you have one, a list of your doctors, and your prescription list. That is enough to compare your real options accurately.